For this Chapter, please make sure the students memorize the Rule of 72 and make sure the students know how it relates to future value
and the time value of money. The time value of money relates to both a standard financial literacy concept and the idea that the earlier you
start to invest the easier it will be to achieve financial stability. That is the most important part of the lesson. Tying these ideas of time and compound interest together.
There are several handouts in this chapter about future value. While teaching the concept of future value is required in this Chapter. We give you discretion, as the teacher, as to how far you want to get into the math of future value for this Chapter.